About the Position:

As a SBA Loan Closer you are responsible for ensuring accurate and timely review of SBA loan transactions, producing loan documents, ensuring all items needed for closing are obtained, and all collateral is perfected appropriately. Duties include coordinating with the SBA lenders, Credit Administration, Portfolio Managers, Loan Operations, and customers on closing loan transactions. You are also responsible for remaining current on SBA SOP regulations, as well as compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.

What You Will Do:

• Review title policies, other real estate related documents, entity documentation and legal documents of borrowers and ensures all Bank and SBA requirements have been met
• Prepare necessary lien perfection documents to protect the Banks security interest in pledged collateral
• Request SBA loan authorization through eTran or other means
• Prepare all loan documentation for various types of loans including, but not limited to, SBA 504, SBA 7(a) and Owner Occupied Commercial Real Estate Loans
• Review approved Credit Approval Document; coordinate with customer for any documentation needed prior to or at closing
• Assist in identifying and clearing any exceptions within the appropriate time periods; interact with the SBA, underwriters, referral partners, borrowers, attorneys, and insurance agents to ensure all conditions are met for closing.
• Perfect collateral position and review insurance documents to ensure proper type/coverage
• Maintain detailed knowledge of SBA loan documentation, collateral perfection, title insurance, UCC filing, compliance requirements, and loan/funding terminology
• Review for, and preparing recommendations, to correct errors that could potentially put the Bank at risk for losing an SBA guaranty or obtaining penalties
• Provide a high level of customer service to both internal and external customers
• Perform other duties as assigned

What Were Looking For:

• Minimum of two years of experience as a SBA Loan Processor, Packager, or Closer
• A college degree in business or a paralegal certification is preferred, relevant work and experience with SBA Lending will be considered
• Knowledge of required financial and collateral documentation for various loan types
• Knowledge of various legal entity borrowing structures such a Limited Liability Companies, Corporations, Partnerships, Tenant in Common structures, etc.
• Knowledge of required reviews and verifications through the Secretary of State, etc., and the type of entity documentation required for each type
• Knowledge of Flood Insurance Compliance and required documentation
• Knowledge of Loan Closing processes and required documentation
• Prior experience with nCino preferred
• Excellent written and verbal communication skills
• Interpersonal skills to interact positively and effectively with all levels of employees, management, and third parties
• Possess excellent multi-tasking skills
• Capability of working effectively under limited supervision
• Ability to identify issues and opportunities and explore solutions
• Ability to create and maintain a positive and cohesive team work environment
• Ability to meet strict timelines and service level agreements
• Strong PC skills required along with an ability to quickly learn new systems

Working Conditions/Demands:

• Professional office or remote setting.
• Primarily sedentary position requiring long periods of time working at a computer.
• Must be able to move throughout the office and buildings to obtain or relay information.
• Must be able to perform the essential functions of the position with or without reasonable accommodation.

Who